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In Illinois, discussions about the middle class and affordable housing are prominent, influenced by economic disparities and wealth concentrations. The presence of prominent billionaires, contrasted with the economic struggles of many residents, highlights significant income inequality.

Illinois cities such as Peoria and Rockford are recognized for their affordability, yet the state's overall cost of living remains a barrier for many.

Real estate trends show rising home values, complicating the pursuit of affordable housing. Economic forecasts suggest moderate growth, yet caution against over-optimism due to fluctuating revenues and potential fiscal constraints.